Realty Creative Deals

Agents and brokers  help people buy and sell real estate whereas investors (like us) actually buy, fix, rent, maintain and sell property.  In our case, we specialize in buying and holding residential property.

Creative financing is a dynamic approach to buying and selling property using legal strategies albeit, unconventional.  That said, these strategies have gained traction in recent years and will not be considered "unusual" for very long. 

Every deal is different and requires specific tweaks per your individual property/situation.  The following is a simple overview.

• Seller Finance (Seller Carry Back) - Seller becomes the "bank".  This is the most [profitable] way to sell a house when the seller has little to no mortgage.
• Subject To (Subto) - Loan remain in the seller's name while the buyer continues to pay the existing mortgage. Don't let this scare you though. The seller's debt to income ratio shouldn't be an issue like one might think.
• Cash purchase - The quickest and easiest way to buy and sell property but seller sacrifices on sale price.
• Hybrid - Typically a combination of SubTo and Seller Finance.

Selling conventionally, isn't a bad thing.  However, it can be costly for the seller.  The average cost to sell is around 10% of the selling price.  We are at our best when the seller has some sort of pain OR is looking for gain.  We solve problems!

HOW we acquire your property dictates WHAT we can do with it.  There is not one answer to this question, as there are so many variables at play.  Ultimately, if we cannot improve your situation and we cannot improve our situation, then we may not be able to work together.  The possibilities are exciting though.  We have "rescued" clients from horrible situations and have enriched others by keeping "the man" out of (our) pockets.